Active Real Estate Listings in Terra Gardens
Browse the latest homes for sale in Terra Gardens, Horace. Take advantage of our Max Abatement Strategy on new construction and find properties zoned for the premier Horace High School and Heritage Middle School.
Terra Gardens Horace: 2026 Home Guide & Wealth Strategy
Terra Gardens is a primary growth engine for the Horace real estate market. Positioned within the city's newest expansion corridor, this subdivision offers a high-utility opportunity for buyers seeking modern construction and aggressive equity growth. Our 2026 audit identifies Terra Gardens as a "Smart Entry Asset," where custom designs benefit from the flagship Horace High academic track and the city's most generous tax incentives.
2025-2026 Neighborhood Performance
Asset Audit: Taxes & Infrastructure
| Metric | 2025-2026 Audit Stats | Buyer Strategy |
|---|---|---|
| Tax Abatement | 2-Year Qualified | Exempts first $150k of structural value from property tax |
| Education Track | Hawk Feeder Pattern | Zoned for Horace Elementary, Heritage Middle, and Horace High |
| Specials Audit | Competitive/New | New builds benefit from initial Max Abatement layering |
| Market Profile | Rapid Absorption | High resale demand due to modern plans and district track |
Location Check: Drive Times
Setup: Local Utilities & Links
| Fiber Internet | ReadiTech Fiber | 701-347-2020 |
| Electricity | Cass County Electric | 701-356-4400 |
| Natural Gas | Xcel Energy | 800-895-4999 |
| City Services | City of Horace | 701-492-2972 |
West Fargo Public Schools | Hawk Track Map
Terra Gardens follows the Hawks feeder system: Horace Elementary, Heritage Middle, and Horace High School. Verify boundaries at West Fargo District Maps.
Neighborhood Expert & Market FAQ
Qualified new builds receive a 2-year property tax abatement on the first $150,000 of structural value. We specialize in layering this with the $1,600 ND Tax Credit for maximum cash flow.
Yes. As of early 2026, Terra Gardens remains within the USDA Rural Development eligibility zone, allowing qualified buyers to leverage high-growth equity with zero initial money down.
Residents are within a 3-minute drive of the flagship Horace High campus, placing them at the epicenter of the city's educational investment.
Horace is ND's fastest-growing city (10.6%) with a median household income of $145,801. Racial demographics are **88.9% White, 7.7% Hispanic, 4.6% Multiracial, 2.2% Black, and 0.3% Native American**.
Primary residents apply through the ND Tax Commissioner between January and April 1, 2026.