Active Real Estate Listings in Cub Creek
Browse active homes in Cub Creek, Horace. Take advantage of our Max Abatement Strategy on new construction, find USDA-eligible properties with zero down payment options, and live within walking distance of the new Horace High School.
Cub Creek Horace: 2026 Home Guide & Local Stats
Cub Creek is a "High-Velocity" neighborhood in the Horace real estate market. Our 2025 market audit confirms that Cub Creek hits the market's "sweet spot" for value with a $319,000 median sold price. With a 65% new construction ratio and immediate walking access to the Horace High campus, this neighborhood offers premier liquidity and modern infrastructure for active families.
2025-2026 Neighborhood Performance
Home Wealth: Taxes & Utility Audit
| Metric | 2025-2026 Audit Stats | What it means for you |
|---|---|---|
| Special Assessments | $4,732 (Median) | Low debt entry point for Horace |
| Annual Payment | $429 (Est.) | Minimal impact on monthly carry cost |
| Contract to Keys | 98 Days (New Build Avg) | Plan for 3-month construction horizon |
| Loan Eligibility | USDA 0% Down Eligible | Preserve cash for upgrades |
Location Check: Drive Times
Setup: Local Utilities & Links
| Fiber Internet | ReadiTech Fiber | 701-347-2020 |
| Electricity | Cass County Electric | 701-356-4400 |
| Natural Gas | Xcel Energy | 800-895-4999 |
| City Services | City of Horace | 701-282-1925 |
School District Info
Students in Cub Creek attend Horace Elementary, Heritage Middle, and Horace High School.
Neighborhood Expert & Market FAQ
Cub Creek hits the price point where demand is highest. At a $319,000 median price, homes move quickly, often averaging 67 days from listing to pending, making it a highly liquid asset for Horace homeowners.
Surprisingly, our 2025 audit shows Cub Creek has one of the lowest median special assessment balances in the area at $4,732. This makes the total monthly carry cost significantly lower than newer phases in Southdale Farms.
Yes. As of 2026, Cub Creek remains in the USDA Rural Development eligibility zone. This allows qualified buyers to secure a newer home with zero money down, a huge advantage in a market with high builder standards.
Cub Creek owners live within the shadow of the Horace High campus. This "campus track" proximity is a primary driver of the city's 10.6% growth rate and traditionally protects resale value during market shifts.
Primary residents apply through the ND Tax Commissioner between January and April 1, 2026. This credit is available for all eligible owner-occupied properties in Cub Creek.