Subdivision Spotlight: Discover Cub Creek in Horace, ND

By Christopher Leigh | July 16, 2025

Looking for a serene, modern neighborhood in Horace, ND? Cub Creek in Horace offers a perfect blend of small-town charm, modern homes, and family-friendly amenities in the Fargo-Moorhead area. Ideal for first-time buyers, growing families, or investors, this subdivision provides a peaceful retreat with easy access to urban conveniences. Start your home search today by exploring all active listings in Cub Creek with Team Vision Realty’s expert guidance.

Why Cub Creek Shines

Located in the growing town of Horace, ND, just south of Fargo, Cub Creek is a master-planned community known for its newer construction and tranquil setting. With an average home price of $437,500, ranging from $400,000 to $475,000, it offers single-family homes and twinhomes featuring open floor plans, stainless steel appliances, and spacious primary suites with walk-in closets. Its location near major employers like Sanford Medical Center (7 miles away) and easy access to Interstate 29 makes it perfect for professionals and families. The West Fargo Public School District, including Horace Elementary School (B+ rating from Niche), provides excellent educational opportunities.

Cub Creek, encompassing additions like the 1st and 2nd, features green spaces, walking paths, and a community-focused layout with quiet streets. Homes in the Cub Creek 2nd Addition often include modern finishes like quartz countertops, laminate floors, and large lots ideal for outdoor living. With a stable market and an average of 55-65 days on the market, Cub Creek offers a buyer-friendly opportunity with strong investment potential.

Expert Tip: “Cub Creek blends small-town serenity with modern amenities,” says Christopher Leigh of Team Vision Realty. “It’s a top choice for buyers seeking quality homes in Horace.”

What Cub Creek Offers Homebuyers

Here’s why Cub Creek stands out for homebuyers in Horace, ND:

1. Modern Homes with Premium Features

Cub Creek features a variety of home styles, from spacious single-family homes to modern twinhomes, with open layouts, kitchen islands with pendant lights, and premium finishes like vaulted ceilings. Many homes include 3-4 bedrooms, 2-3 bathrooms, and 2-stall garages, often with fenced yards or patios for entertaining. Prices start at $400,000, making it accessible for diverse budgets. Browse all active listings in Cub Creek to find move-in-ready homes.

What to Do:

• Explore all active listings in Cub Creek for new builds or resale homes.

• Look for builder incentives, such as appliance packages or closing cost assistance, often available in newer additions.

• Work with a lender to explore USDA loans (0% down) or FHA loans (3.5% down) for lower upfront costs, especially suitable for Horace’s rural designation.

Expert Tip: “Cub Creek’s modern homes offer excellent value in a growing market,” says Christopher. “Team Vision Realty can connect you with financing options tailored for Horace buyers.”

2. Family-Friendly Amenities and Schools

Cub Creek offers walking paths, green spaces, and a peaceful community vibe, perfect for families. Its proximity to Horace’s amenities, like the Shoppes at Horace and local dining such as Dairy Queen, ensures convenience. The West Fargo Public School District, with Horace Elementary School nearby, offers strong academic and extracurricular programs. Horace High School, just minutes away, enhances the area’s appeal for families.

What to Do:

• Visit Cub Creek to experience the neighborhood’s tranquil green spaces.

• Research schools at West Fargo Public Schools for family planning.

• Tour Cub Creek to explore its quiet streets and spacious lots.

Expert Tip: “The community amenities and top schools in Cub Creek make it perfect for families,” says Christopher. “It’s a neighborhood where everyone can feel at home.”

3. Strong Investment Potential

Horace’s housing market, with a median sale price of $340,000-$380,000, is more affordable than the national median of $422,800. Cub Creek’s twinhomes and single-family homes, particularly in the 1st and 2nd Additions, are ideal for house hacking—renting out extra bedrooms to offset your mortgage. With low special assessments and Horace’s rapid growth, Cub Creek is a smart choice for investors and budget-conscious buyers.

What to Do:

• Explore twinhomes with rental potential on all active listings in Cub Creek.

• Use our Mortgage Calculator to estimate payments.

• Partner with a lender to secure financing that fits your budget, such as USDA loans for Horace’s rural eligibility.

Expert Tip: “Cub Creek’s affordability and growth potential make it a prime investment opportunity,” says Christopher. “Act now to capitalize on Horace’s expanding market!”

Getting Started in Cub Creek

Ready to make Cub Creek your home? Here’s how to begin:

• Explore Available Homes: Visit all active listings in Cub Creek to find your ideal home.

• Assess Your Budget: Use the 50/30/20 rule to keep housing costs under 50% of your income. A $437,500 home in Cub Creek has a monthly payment of about $2,280, fitting a $109,440 income.

• Explore Financing: Work with a lender to secure a USDA loan (0% down) or FHA loan (3.5% down) for Horace’s rural eligibility.

• Tour the Community: Visit Cub Creek to experience its green spaces and welcoming atmosphere.

• Partner with Experts: Team Vision Realty, a member of the Fargo-Moorhead Area Association of REALTORS®, specializes in Horace real estate and can guide you to the perfect home.

Conclusion

Cub Creek in Horace, ND, offers modern homes, family-friendly amenities, and strong investment potential in a thriving community. Its small-town charm and competitive prices make it ideal for all qualified buyers. Start your journey by exploring all active listings in Cub Creek, or contact Christopher Leigh using the form below or call +1(701) 715-4747 to make your homeownership vision a reality!

Contact Vision Realty in Fargo-Moorhead

Christopher Leigh, Broker
+1(701) 715-4747 | chris@visionrealty.us
509 Front St, Hawley, MN 56549