Home Improvement: Is an Above-Ground Pool Worth It in Fargo-Moorhead?

By Christopher Leigh | August 18, 2025, 12:15 PM CDT

As summer lingers in Fargo-Moorhead, the idea of adding an above-ground pool might appeal to families looking to enjoy the brief warm season. With installation possible in days and costs ranging from $1,000 to $10,000, it’s a tempting option compared to in-ground pools costing $35,000 or more. But is it a smart investment for your home in the Red River Valley? This article explores the pros, cons, and local considerations, drawing from national insights tailored to our climate.

Why Above-Ground Pools Matter in Fargo-Moorhead

Fargo-Moorhead’s short summers and harsh winters make outdoor features like pools a seasonal luxury. Above-ground pools offer an affordable way to create a backyard oasis in neighborhoods like South Fargo’s Morton & Dotys or Moorhead’s Prairie Meadows, where space and flat terrain suit installation. Nationally, these pools are gaining popularity for their low upfront cost, but local factors like snow load and HOA rules require careful planning.

Families and young homeowners, with 40% and 33% respectively considering home upgrades, are key demographics exploring this option in a market with median home prices around $305,000.

Expert Tip: “An above-ground pool can enhance family life if used often, but its impact on resale depends on maintenance,” says Eric Bramlett, Realtor® and owner of Bramlett Partners in Texas.

What Above-Ground Pools Offer for Fargo-Moorhead Homes

Here’s how these pools might fit into your home:

1. Benefits and Cost-Effectiveness

The primary advantage is affordability—above-ground pools cost $1,000 to $10,000, versus $35,000+ for in-ground options. “They’re ideal for testing the waters before a bigger investment,” says Angelica Chavez, assistant manager at Leslie’s Pool Supplies in California. Installation can take a few hours with DIY kits, though professional setup ($1,000–$4,000) may be needed for decks or uneven yards in Fargo.

What to Do:

• Choose a hard-sided pool for durability against winter conditions.

• Budget for installation if adding decking or pumps.

• Select a flat site in your yard, avoiding slopes or rocks.

Expert Tip: “Opt for a sand filter pump to keep water clean with minimal effort,” advises Chavez.

2. Ease of Installation and Maintenance

Above-ground pools can be set up quickly, perfect for Fargo-Moorhead’s short summer. Chavez notes, “Most kits are DIY-friendly, but ensure electrical access for pumps.” Maintenance involves a pump system—upgrading to a sand filter (replaced every five years) beats cartridge filters—and vinyl-safe cleaners to prevent cracking during storage, especially if dismantled when temperatures drop below 75°F.

What to Do:

• Follow kit instructions or hire pros for complex setups.

• Test water monthly at local pool stores; note your pool’s gallon size.

• Store pools indoors during winter to protect vinyl.

Expert Tip: “A saltwater system offers softer water—ensure compatible equipment,” says Chavez.

3. Impact on Property Value and Considerations

Unlike in-ground pools, above-ground pools may not boost resale value. “Buyers often see them as a removal project, especially if poorly maintained,” warns Bramlett. In Fargo-Moorhead, a well-designed deck can improve appeal, but check zoning laws and HOA rules in areas like Rocking Horse Farm, where permits may be required.

What to Do:

• Verify local regulations before installation.

• Maintain the pool to avoid deterring buyers.

• Plan to remove it before selling if needed.

Expert Tip: “A deck can enhance aesthetics, but it’s a lifestyle choice, not a resale strategy,” notes Bramlett.

Getting Started with Above-Ground Pools in Fargo-Moorhead

Ready to add a pool? Here’s how:

• Research Options: Visit local retailers for pool kits and accessories.

• Assess Needs: For a $305,000 home, allocate $1,000–$10,000 for a pool.

• Plan Installation: Ensure a flat foundation and electrical access.

• Maintain Regularly: Use sand filters and vinyl-safe cleaners.

• Check Rules: Confirm zoning and HOA compliance.

Conclusion

An above-ground pool can be a worthwhile investment in Fargo-Moorhead for family enjoyment, offering affordability and quick setup. However, its impact on property value is limited, requiring maintenance and regulatory checks. Plan wisely to enjoy this seasonal upgrade in the Red River Valley.

Contact Vision Realty in Fargo-Moorhead

Christopher Leigh, Broker
+1(701) 715-4747 | chris@visionrealty.us
509 Front St, Hawley, MN 56549

Disclaimer: Vision Realty adheres to all federal, North Dakota, and Minnesota fair housing laws, ensuring equal opportunity for all buyers and sellers.